Get loan pre-approval
How does my credit score affect pre-approval?
When you meet with The Kelly Domaille Team, we will discuss your financing questions during our first meeting. We will:
Review your finances
Determine how much you can afford to spend
Explore your financing options
Develop a plan for obtaining pre-approval
Recommend the best lending companies (if you do not have one already)
Mortgage rates are tied to the bond market and are in constant flux. Contact us to get current mortgage rates, learn about the different mortgage types, and find out how they will impact your bottom line.
Many different factors will affect your financing pre-approval. Some are:
-
Income-versus-debt ratio
-
Assets
-
Payment history
-
Length of credit history
-
Number of Credit Inquiries
The Kelly Domaille Team provides a “Preferred Lender List” of local Rochester mortgage lenders for your convenience. These are people we trust and have worked closely with in the past. They will answer all of your questions and help you find the financing option best for you.
After you have talked with a lender and provided all the information he or she requested, you should receive a letter of pre-approval. This information is what you and The Kelly Domaille Team need to find your next home.
Go to the next step: Find your home and make an offer
Return to the previous step: Set your goals
